Hiring: Business Advisor, Financial Analyst

The Business Advisor, Financial Analyst supports Pathway Lending’s goals, values, and philosophy by exhibiting the following behaviors: excellence, quality service, commitment, and accountability.

Located in Middle Tennessee-

POSITION SUMMARY:

Working under the policy direction of Pathway Lending and under the general supervision of the SVP Educations and Entrepreneurship,  this position provides support in administrative areas. The Business Advisor  is primarily responsible for the intake of financial information of Pathway’s clients into Sageworks and completing financial spread on that information to assess the degree of risk in existing client relationships. The Business Advisor will provide pertinent business and  financial insights to clients and serve as a liaison between the client and other Business Advisors, Credit, and Lenders to create and implement strategies for growth and sustainability.

SUPERVISORY RESPONSIBILITIES:  N/A

PRIMARY DUTIES AND RESPONSIBILITIES:

  1. 1. Analyze clients’ financial statements and tax returns within Sageworks helping to assess risks in client business, guiding clients towards more secure financial strategies and decision-making.
  2. Completing financial analysis for annual reviews of high-dollar clients provides them with insights into their financial health, enabling informed business decisions and strategies for growth.
  3. Serve as a liaison between Business Advisors, Credit Department, and clients for financial analyses ensures clear communication and cohesive financial planning, benefiting clients with a streamlined and coordinated approach to their finances.
  4. Ensure data integrity through ongoing verification and working with Business Advisors to update Sageworks with the latest financial information guarantees that clients receive advice based on accurate and current data, leading to more effective financial management.
  5. Monitor KPIs and other relevant client business information to prepare internal reports aids in identifying financial weaknesses early on, allowing for timely interventions and risk mitigation strategies to protect client interests.
  6. Establish and leverage cross-functional partnerships within the organization to enhance the quality of service and support provided to clients, ensuring a comprehensive approach to their business needs.
  7. Utilize financial analysis to provide meaningful information increases clients’ financial literacy, empowering them to make more informed and beneficial decisions regarding their business finances.
  8. Establish and maintain client and milestone information in systems like Salesforce ensures accurate and efficient tracking of client progress, enabling personalized and effective support tailored to each client’s unique business journey.
  9. Performing other assigned duties contributes to the overall objective of providing top-notch service and support, ultimately benefiting clients through comprehensive and dedicated financial guidance and assistance.
  10. Other duties as assigned.

QUALIFICATIONS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Ability to provide excellent customer service with clients, partners, stakeholders, and team members   Strong Microsoft Office skills including Excel, and ability to navigate multiple computer systems, applications, and utilize search tools. Knowledge of small business and commercial loan documentation, strong analytical skills with attention to detail and accuracy, strong understanding of accounting and financial modeling, excellent written, communication and interpersonal skills, ability to interact with all levels of the organization, ability to meet or exceed business goals and objectives, ability to work independently with minimum supervision and to work within  a team atmosphere in a positive and productive manner. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION AND EXPERIENCE:

Bachelor’s Degree in finance, accounting or economics is required. One year of credit review, underwriting, or portfolio management experience is preferred. Must have experience resolving and working through complex customer issues and the ability to perform in a fast paced, high demand environment while balancing multiple priorities and meeting tight deadlines.

OTHER SKILLS:

Ability to communicate in English, remain in a stationary position 75% of workday, move, cognitive of job responsibilities; ability to travel if required; and ability to adapt to a changing work environment. Aligns with Pathway Lending’s mission of providing clients and stakeholders with the highest level of service to facilitate their success and the economic growth of our CDFI market.

WORK ENVIRONMENT:

Position is in an office setting that involves everyday risks or discomforts requiring normal safety precautions.

Remote work options.

Salary: $74,984

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Southeast Community Capital, d/b/a Pathway Lending, is a member of LBMC Employment Partners, a professional services organization.

The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this position. They are not intended to be an exhaustive list of all duties, responsibilities, and skills personnel so classified. They are not intended to be an exhaustive list of all duties, responsibilities, and skills personnel so classified. Management reserves the right to change the job duties and responsibilities.