Transformative Solutions for Energy Efficiency


Loans that move businesses forward by cutting operating costs, improving cash flow, and boosting your bottom line. Our low-interest loans overcome the upfront barriers to implementing energy efficiency and renewable energy projects in Tennessee.

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Eco-Friendly Innovation

Up to 100% financing for projects ranging to $5 million


With over 200 projects financed, Pathway Lending is the leader in Energy Efficiency & Renewable Energy financing in Tennessee. Common projects we fund include lighting, solar, HVAC replacements, cool roofs and air compressors.
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EE Loans for Businesses and Nonprofits


We offer energy efficiency loans to industrial, commercial, and private non-profit facilities. Key markets include private, locally-owned industrial businesses, hotels, auto dealerships, and athletic & community centers.

Program features include:

  • Below market rates
  • 4% rate for 5 years or 6% rate for 10 years
  • Interest-only draw period
  • 100% Financing
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EE Loans for Governmental Entities


We offer energy efficiency loans to local governments. Key opportunities for school systems, jails and hospitals, water treatment facilities and street lighting.

Program features include:

  • Below market rates
  • 4% rate for 6-year capital outlay notes
  • Annual payments
  • 100% financing

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Share your strategy with a Pathway coach


Pathway coaches are experts in their field—former executives, CPA's, and more with expertise ranging from accounting to sales & marketing. We're ready to help you and your business start and grow!

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