Memphis, TN

We Can Help You Take Your Next Step

Learn more about the capital and capacity-building resources Pathway Lending offers to entrepreneurs who are growing their small businesses. Set up a meeting today.

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Know what you're doing. Know your business One thing no one can ever take from you is your trade knowledge and that you know what you're doing. I tell my team 'you can lose your money and everthing else, but in the end you're judged on your skills."

Clarene Howard, Owner, River City Railroad

Your Local Team

Meet the passionate individuals behind our local team, dedicated to driving positive change and fostering community growth.


Jalecia Jones

VP Lending- Memphis



More Than A Lender

Beyond providing flexible and affordable loan products, we stand out with our commitment to your growth journey.

Tailored Financing and Educational Support

Whether you need capital to grow your business or education to get capital ready, Pathway Lending is here to help you take your next step. We offer a complete catalog of flexible and affordable loan products perfect for Tennessee-based businesses looking to grow or expand. What makes us unique is our full range of learning programs, from classrooms to one-to-one coaching by our expert advisors, to support you each step along your path.

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Empowering Diverse Entrepreneurs

We specialize in working with minority, women, veteran, rural and low-income small business borrowers. Often, our clients are first-time borrowers who don’t have a lending relationship, have been declined for a loan or seek more capital than they might be able to secure at another institution. 

Our clients choose Pathway because we partner with them to help their businesses succeed. Your opportunity is our mission.