The 865 Opportunity Fund

The 865 Opportunity Fund is a $6 million loan fund serving small businesses in the region, including Knox County and Anderson, Blount, Grainger, Jefferson, Loudon, Roane, Sevier, and Union Counties.

Pathway and partners created the fund to improve access to capital for area small businesses, particularly those led by minority or woman business owners. The fund focuses on loans of $5,000 to $50,000.

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Pathway quickly became the business partner I needed. Since day one they’ve been there; not just with the money I needed, but with hands-on help with my accounting systems. When so many others didn’t, Pathway believed in me."

Tiekel Finnikin, Owner, iDropped

Your Local Team

Learn more about the capital and capacity-building resources Pathway Lending offers to entrepreneurs who are growing their small businesses. Set up a meeting today.


Aaron Owen

VP Lending- Knoxville

(865) 321-3050

[email protected]

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More Than A Lender

Beyond providing flexible and affordable loan products, we stand out with our commitment to your growth journey.

Tailored Financing and Educational Support

Whether you need capital to grow your business or education to get capital ready, Pathway Lending is here to help you take your next step. We offer a complete catalog of flexible and affordable loan products perfect for Tennessee-based businesses looking to grow or expand. What makes us unique is our full range of learning programs, from classrooms to one-to-one coaching by our expert advisors, to support you each step along your path.

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Empowering Diverse Entrepreneurs

We specialize in working with minority, women, veteran, rural and low-income small business borrowers. Often, our clients are first-time borrowers who don’t have a lending relationship, have been declined for a loan or seek more capital than they might be able to secure at another institution. 

Our clients choose Pathway because we partner with them to help their businesses succeed. Your opportunity is our mission.