Let's Grow Your Business-Together
You have big plans for your business, and we’re here to help you make them happen! At Pathway Lending, we do more than just loans — we offer the tools, expertise, and support to help your business succeed.
Whether you're looking to expand, purchase equipment or real estate, or need working capital, we work with established small businesses across West Tennessee to fund opportunities.
1. Assess Your Buisness
This quick assessment offers a personalized snapshot of your business across key areas that matter most when applying for capital.
2. Understand Your Score
View your personalized report and get insights on the overall health and loan-readiness of your business.
3. Navigate Your Next Steps
Ready for a loan? We'll connect you with a local Pathway lender! Not quite there yet? Access custom resources tailored to your business' needs.
Local Impact
Know what you're doing. Know your business One thing no one can ever take from you is your trade knowledge and that you know what you're doing. I tell my team 'you can lose your money and everthing else, but in the end you're judged on your skills.
River City Railroad
As a minority-owned business just starting out, we were very thankful when Pathway Lending wanted to provide us with capital. It was pivotal that they took a chance on us.
Memphis Tire Recyclers
Your Local Team
Meet the passionate individuals behind our team, dedicated to growing our communities in West Tennessee.

Tracy Mitchell
Director, Commercial Real EstateMore Than A Lender
Capital
We offer a complete catalog of flexible and affordable loan products specifically for Tennessee-based businesses looking to grow or expand.
Generally, our rates for small business loans range from 12% to 15%, while commercial real estate loans typically start at 8%.
Pathway has been providing capital to businesses in Memphis and surrounding areas since 2002!

Coaching
Not quite loan ready? Our digital tool, Pathway Navigator, shares tools, expert resources, and a community designed to support your success!
Small business owners can attend events hosted by our advisory and lending teams, read educational content to grow their business, and connect with peer groups.
The first step? Complete Pathway's business assessment.















