Text Messaging Terms of Service

Southeast Community Capital d/b/a Pathway Lending
Effective Date: January 29, 2026

Thank you for using our text messaging services. These Text Messaging Terms of Service (“Terms”) explain how we collect, use, and protect information in connection with our text message communications. By providing your mobile phone number and opting in, you agree to these Terms.

Information We Collect

Mobile Phone Number

We may collect your mobile phone number through our website, online applications, tenant portals, maintenance requests, showing requests, site reservations, or general informational request forms in order to send and receive text messages related to our services.

User-Provided Information

We may also collect additional information you voluntarily provide in connection with your inquiry or request, which helps us respond, improve our services, and provide customer support.

How We Use Your Information

We use information collected through our text messaging services to:

Deliver service-related text messages, updates, and notifications
Respond to inquiries and provide customer support
Improve our services and user experience
Send community news, alerts, urgent notifications, event information, and other service-related communications
Occasionally send promotional or informational messages related to our services

Message Content, Frequency, and Fees

Text messages may include service updates, alerts, community news, event information, urgent notifications, and occasional promotional content.

Message frequency may vary. Standard message and data rates may apply, depending on your mobile carrier and plan.

Data Security

We take reasonable steps to protect personal information collected through our text messaging services from unauthorized access, use, or disclosure. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

Pathway Lending may share your data with selected third parties to deliver our services, including vendors that support our services. All vendors are reviewed to ensure they meet our confidentiality and security standards.

Privacy

We respect your privacy and use your information only to provide the service. For details, see our Privacy Policy.

Sharing of Information

We do not sell, rent, or share mobile phone numbers or text messaging opt-in data with third parties or affiliates for marketing or promotional purposes.

Text messaging originator opt-in data and consent information will not be shared with any third parties, except as necessary to provide the text messaging service or as required by law.

Opt-Out and Help

You may opt out of receiving text messages at any time by replying “STOP” to any message. For additional assistance or information, reply “HELP” or contact us using the information below.

Support

Termination

We can terminate your access for violating these terms.

Governing Laws

These terms are governed by Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina, Tennessee, and Virginia laws.

Contact Us

If you have questions or concerns about these Text Messaging Terms of Service or our text messaging practices, please contact us at:

201 Venture Circle
Nashville, TN 37228
[email protected]
(615) 425-7171

CTIA Compliance

Our text messaging services are intended to comply with applicable CTIA guidelines and mobile carrier requirements. If you believe there has been a violation or have concerns regarding our text messaging practices, please contact us using the information above.

Changes to These Terms

We may update these Text Messaging Terms of Service from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on our website or provided through other appropriate means. Continued participation in our text messaging services after changes are posted constitutes acceptance of the revised Terms.