Loan Client Portal
Transformative Solutions for Sustainable Communities
Loans that move businesses forward by cutting operating costs, improving cash flow, and boosting your bottom line. Our low-interest loans overcome the upfront barriers to implementing sustainable solutions for small businesses in Tennessee.
Connect
Up to 100% financing for projects ranging to $5 million
With over 200 projects financed, Pathway Lending is the leader in Tennessee's Energy Efficiency & Renewable Energy financing. Typical projects we fund include lighting, solar, HVAC replacements, cool roofs, and air compressors.

Sustainability Loans for Businesses and Nonprofits
We offer sustainability loans to industrial, commercial, and private non-profit facilities. Key markets include private, locally-owned industrial businesses, hotels, auto dealerships, and athletic & community centers.
Program features include:
- Below market rates
- 4% rate for 5 years or 6% rate for 10 years
- Interest-only draw period
- 100% Financing

Sustainability Loans for Governmental Entities
We offer sustainability loans to local governments. Key opportunities for school systems, jails and hospitals, water treatment facilities, and street lighting.
Program features include:
- Below market rates
- 4% rate for 6-year capital outlay notes
- Annual payments
- 100% financing
Connect
