Transformative Solutions for Sustainable Communities

Loans that move businesses forward by cutting operating costs, improving cash flow, and boosting your bottom line. Our low-interest loans overcome the upfront barriers to implementing sustainable solutions for small businesses in Tennessee.
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Sustainable Innovation

Up to 100% financing for projects ranging to $5 million

With over 200 projects financed, Pathway Lending is the leader in Tennessee's Energy Efficiency & Renewable Energy financing. Typical projects we fund include lighting, solar, HVAC replacements, cool roofs, and air compressors.
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Sustainability Loans for Businesses and Nonprofits

We offer sustainability loans to industrial, commercial, and private non-profit facilities. Key markets include private, locally-owned industrial businesses, hotels, auto dealerships, and athletic & community centers.

Program features include:

  • Below market rates
  • 4% rate for 5 years or 6% rate for 10 years
  • Interest-only draw period
  • 100% Financing
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Sustainability Loans for Governmental Entities

We offer sustainability loans to local governments. Key opportunities for school systems, jails and hospitals, water treatment facilities, and street lighting.

Program features include:

  • Below market rates
  • 4% rate for 6-year capital outlay notes
  • Annual payments
  • 100% financing
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A Financing Alternative:     C-PACER

Pathway offers a financing alternative, Commercial Property Assessed Clean Energy & Resiliency (C-PACER), for energy and water efficient upgrades, retrofits, redevelopments, and new construction of commercial properties.

Program features include:

  • $500K-$5MM
  • Fixed-rate financing with up to 30-year term & amortization
  • Ability to recover as an operating expense
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