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Tom Caldwell
Chief Risk Officer
Middle Tennessee
With more than 25 years of experience as a CPA, Tom brings deep financial expertise to his role as Chief Risk Officer at Pathway Lending. He leads efforts to identify and manage risks that could impact Pathway’s operations and mission, helping ensure the organization stays strong and focused on serving small businesses.
Before joining Pathway, Tom spent much of his career in financial reporting and risk management for large corporations and nearly two decades in public accounting, primarily serving clients in the financial services sector.
A Tennessee native, Tom grew up in Kingsport, graduated from Tennessee Tech University, and has called the Nashville area home since 1999. He’s a proud member of the Tennessee Society of Certified Public Accountants (TSCPA).
Outside the office, Tom enjoys spending time with his 7-year-old daughter, Anna, and has been a lifelong bowler — with two perfect 300 games to his name.
Before joining Pathway, Tom spent much of his career in financial reporting and risk management for large corporations and nearly two decades in public accounting, primarily serving clients in the financial services sector.
A Tennessee native, Tom grew up in Kingsport, graduated from Tennessee Tech University, and has called the Nashville area home since 1999. He’s a proud member of the Tennessee Society of Certified Public Accountants (TSCPA).
Outside the office, Tom enjoys spending time with his 7-year-old daughter, Anna, and has been a lifelong bowler — with two perfect 300 games to his name.
Tom Caldwell
Chief Risk OfficerMiddle Tennessee
With more than 25 years of experience as a CPA, Tom brings deep financial expertise to his role as Chief Risk Officer at Pathway Lending. He leads efforts to identify and manage risks that could impact Pathway’s operations and mission, helping ensure the organization stays strong and focused on serving small businesses.
Before joining Pathway, Tom spent much of his career in financial reporting and risk management for large corporations and nearly two decades in public accounting, primarily serving clients in the financial services sector.
A Tennessee native, Tom grew up in Kingsport, graduated from Tennessee Tech University, and has called the Nashville area home since 1999. He’s a proud member of the Tennessee Society of Certified Public Accountants (TSCPA).
Outside the office, Tom enjoys spending time with his 7-year-old daughter, Anna, and has been a lifelong bowler — with two perfect 300 games to his name.
Before joining Pathway, Tom spent much of his career in financial reporting and risk management for large corporations and nearly two decades in public accounting, primarily serving clients in the financial services sector.
A Tennessee native, Tom grew up in Kingsport, graduated from Tennessee Tech University, and has called the Nashville area home since 1999. He’s a proud member of the Tennessee Society of Certified Public Accountants (TSCPA).
Outside the office, Tom enjoys spending time with his 7-year-old daughter, Anna, and has been a lifelong bowler — with two perfect 300 games to his name.
