your Pathway to Financial Growth

Where business growth meets personalized solutions, as your dedicated partner on your business journey, we go beyond traditional lending. Our commitment is to unlock opportunities that resonate with your unique aspirations and financial goals.
Are You Loan Ready?
Catfish Moving Company - Pathway Lending client since 2002
Ha.Le - Pathway Lending client since 2015
Memphis Tire Recyclers - Pathway Lending client since 2021
Crescent Socks - Pathway Lending client since 2017
Nash Dogs - Pathway Lending client since 2022
Aenon Auto Recycling & Parts - Pathway Lending client since 2016
iDropped - Pathway Lending client since 2016

    We Value Transparency

    At Pathway Lending, we're not just your lender, we're your partner. And as your partner, we want you to know what to expect every step of the way.

    Pathway Lending serves young and established Tennessee small businesses seeking to fund an opportunity to grow or expand their businesses. We specialize in working with veteran, women, minority, rural and low-income small business borrowers. Often, our clients are first-time borrowers who are building their financial relationships, seeking flexible repayment terms, or needing more capital than they have assets to secure.

    Age of Business

    Typically 3-7 years.

    Size of Business

    Typically 5-10 employees, but our clients range from sole proprietors to major employers.

    Stage of Business

    We typically work with established businesses that have been in operation for at least one year and have opportunity to grow. We strongly encourage borrowers to have a few years of industry experience.

    What to Expect

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    Loan Readiness Quiz

    Take our loan readiness quiz to see if you're ready for a loan.

    Take The Quiz!
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    Hear From a Lender

    After your Loan Readiness Quiz tells us you're ready to talk about a loan, one of our lenders will be in touch. They'll schedule time with you to sit down (in-person or virtually) to talk about your business and dig deeper into your needs and how we can help.

    Browse Lending FAQ's in the Help Center
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    Submit Your Documentation

    Once all documentation is filled out correctly and submitted to your lender, it takes about 45 days to underwrite the loan.

    What Documentation Is Required?
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    Continued Support
    During the closing process, you'll be connected with a personal coach or group of business advisors who can help with your business needs for continued growth. We are here for you and your business before, during, and after the closing process. Our priority is for your business to be successful and sustainable.
    Meet Our Coaches

    We lend to Businesses across the state of Tennessee

    Our lending solutions have helped

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    small businesses in Tennessee.

    You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream.
    Orlando Pender, owner, Catfish Moving Company
    You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream.
    Name, owner, Business Name
    You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream.
    Name, owner, Business Name
    You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream. You are never too old to set another goal or to dream a new dream.
    Name, owner, Business Name
    Image
    You are never too old to set another goal or to dream a new dream.
    Name, owner, Business Name
    Image
    You are never too old to set another goal or to dream a new dream.
    Name, owner, Business Name
    Image
    You are never too old to set another goal or to dream a new dream.
    Name, owner, Business Name
    Image
    You are never too old to set another goal or to dream a new dream.
    Name, owner, Business Name

    Small business lending options

    Loan Readiness Quiz