Serial Entrepreneur To Change-Maker | Nashville Small Business and Affordable Housing

Serial entrepreneur, Stephon Fleming, has owned and operated businesses
spanning over three decades. His journey began in 1997 with the inception of
Fleming & Associates, a full-service Allstate Insurance and Financial Services
Agency headquartered in Nashville, Tennessee. The need for working capital
to expand the team and diversify product lines led Stephon to make a pivotal
connection with Pathway Lending in 2008, marking the beginning of the 15+
year relationship.

In 2014, Fleming & Associates facilitated a significant asset acquisition,
leveraging Pathway’s support. Shortly thereafter, Fleming & Associate’s
expansion into the Enhanced Satellite Agency in MetroCenter marked a
significant milestone, solidifying its position in the market.

Driven by a love and commitment for their community, Stephon and wife Kelli
began a new entrepreneurial mission to provide affordable, mixed-income
multifamily housing in Davidson County, starting AmeriCare Properties in
2021. Recognizing the importance of honing skills and developing invaluable
connections, Stephon participated in Pathway’s Emerging Developers Cohort.
Financing from Pathway then helped to kickstart a series of ambitious
projects aimed at rehabilitating duplexes in North Nashville. The infusion of
capital propelled Stephon and Kelli’s vision of fostering vibrant communities
and igniting economic growth in under resourced neighborhoods.

In Stephon and Kelli’s entrepreneurial journey, they’ve not only built
successful businesses but have become champions of community
revitalization in Nashville. Fleming & Associates and AmeriCare Properties are
creating jobs, providing quality housing, and strengthening communities.