Privacy Policy for Southeast Community Capital Corporation d/b/a Pathway Lending

Effective Date: January 29, 2026

Southeast Community Capital Corporation d/b/a Pathway Lending (“Pathway Lending,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the information you share with us. This Privacy Policy explains how we collect, use, share, and protect information collected through our websites, programs, services, and communications.

Information We Collect

We may collect information that identifies, relates to, describes, or can reasonably be associated with you (“Personal Information”), including:

Contact information such as name, email address, mailing address, and phone number
Information you provide through forms, applications, registrations, inquiries, or communications
Information related to your participation in our programs or use of our services

We may also collect non-identifiable, aggregated, or anonymized information that does not identify you personally.

How We Use Your Information

To Provide Our Services

We use information, including Personal Information, to provide you with the services you request and for internal service-related purposes.

To Provide Offers and Information

From time to time, we may contact you to inform you about information, programs, services, or opportunities we believe may be of interest to you.

Aggregate Data

We may anonymize and aggregate information we collect and use it for any purpose. Aggregated and anonymized data is not considered Personal Information.

Communications

We may send email or other electronic communications to verify your account, communicate about our services, provide customer support, send information about offers, services, or educational opportunities, or conduct system maintenance. You may opt out of certain communications using the opt-out link provided.

Marketing

We do not rent, sell, or share your Personal Information with non-affiliated companies for their direct marketing purposes without your permission.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How We Share Your Information

Within Pathway Lending and Pathway Women’s Business Center

We may share information, including Personal Information, within our organization as necessary to provide services and operate our programs.

With Vendors and Service Providers

We may share information with vendors and service providers that assist us in delivering services, operating systems, or communicating with users.

As Required by Law

We may access, preserve, or disclose information if required to comply with legal obligations, respond to lawful requests, or protect the rights, property, or safety of individuals or organizations.

Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or transition of services, your information may be transferred as part of that transaction, as permitted by law.

With Your Permission

We may disclose Personal Information with your consent or as otherwise necessary to provide requested services.

Text Messaging & SMS Privacy

Text Messaging Services

Pathway Lending and its affiliated programs and properties may offer text messaging services to provide information, updates, and communications related to our services. By providing your mobile phone number and opting in, you consent to receive text messages from us in accordance with this Policy.

Information We Collect for Text Messaging

We may collect the following information when you opt in to receive text messages:

Mobile phone number, collected through our website, online applications, tenant portals, maintenance requests, showing requests, site reservations, or general informational request forms
User-provided information related to your inquiry or relationship with us

How We Use Text Messaging Information

We use text messaging information to:

Deliver service-related messages, updates, and notifications
Respond to inquiries and provide customer support
Share community news, events, alerts, and urgent notifications
Occasionally send promotional or informational messages related to our services

Message frequency may vary.

Message Content and Fees

Text messages may include service updates, alerts, community news, event information, and occasional promotional content. Standard message and data rates may apply, depending on your mobile carrier and plan.

Sharing of Text Messaging Information

We do not sell, rent, or share mobile phone numbers or text messaging opt-in data with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent information will not be shared with any third parties, except as necessary to provide the messaging service or as required by law.

Opt-Out and Help

You may opt out of receiving text messages at any time by replying “STOP” to any message.

For assistance or more information, reply “HELP” or contact us using the information below.

Data Security for Text Messaging

We take reasonable steps to protect text messaging information from unauthorized access or disclosure. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

CTIA Compliance

Our text messaging services are intended to comply with applicable CTIA guidelines and carrier requirements.

Donor Privacy Policy

We respect and value the privacy of our donors. We protect the confidentiality of donor financial and credit card information. We do not sell, trade, or share donor Personal Information with other organizations, nor send donor mailings on behalf of others without permission.

We may recognize donors by listing names in our annual report unless a donor requests anonymity or opts out at the time of donation.

Information Security

We take reasonable steps to ensure that your information is treated securely and in accordance with this Policy. However, the Internet is not 100% secure, and we cannot guarantee the security of information transmitted to us.

By using our Site and providing Personal Information, you agree that we may communicate with you electronically regarding security, privacy, and administrative matters.

International Users

Our Sites are intended for users in the United States. If you access our Sites from outside the United States, you consent to the transfer and processing of your information in the United States and other jurisdictions.

Third-Party Sites

Our Sites may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their privacy policies.

Update or Delete Your Information

Modification or Deletion

To update, correct, or request deletion of your Personal Information, please contact us at [email protected].

Data Retention

We retain Personal Information for as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.

Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be posted on this Site prior to becoming effective. Continued use of our services after changes are posted constitutes acceptance of the revised Policy.