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Over 1500 businesses funded

since 1999

$1 Billion

in economic impact

$500M+

loans funded

Affordable loans that work for your business

Let's make sure we're a good fit

Your business has been operating for at least one year

Your business is located in Tennessee

Your Business makes at least $100,000 in annual revenue

Looking for information specific to your industry?

Don't see your industry listed? This product supports a wide range of small businesses, and more tailored pages are coming soon.

Cleaning Companies

Why entrepreneurs choose to Work with pathway

Community Development Financial Institution

What's a CDFI?

Get Started

Term

Typically 3-5 years

Repayment method

Monthly payments designed for cashflow stability

Support after the loan closing

Events, classes, and on-demand educational resources available

Mission alignment

Community and small business focused, mission driven

Traditional online lenders

MCAs (Merchant Cash Advances)

Term

Typically short, 3-18 months

Repayment method

Daily or weekly automatic withdrawals

Support after the loan closing

None

Mission alignment

For-profit, encourages repeat borrowing

Why entrepreneurs choose to Work with pathway

Financing should support your cash flow, not squeeze it. Unlike MCAs and high-cost online products, Pathway Lending offers affordable capital with clear terms and predictable payments, so you can keep growing.

Community Development Financial Institution

What's a CDFI?

Get Started

Term

Typically 3-5 years

Repayment method

Monthly payments designed for cashflow stability

Support after the loan closing

Events, classes, and educational resources available

Mission alignment

Community and small business focused, mission driven

Traditional online lenders

MCAs (Merchant Cash Advances)

Term

Typically short, 3-18 months

Repayment method

Daily or weekly automatic withdrawals

Support after the loan closing

None

Mission alignment

For-profit, encourages repeat borrowing

What to Expect

1

Business Assessment

Take our business assessment to see if you are ready for a loan.

2

Application

If your results indicate you may be ready for a loan with Pathway, we'll connect you with a loan application. And if you are not quite loan-ready, we'll introduce you to Pathway Navigator, a resource hub full of tools, events, and peer groups to help your business grow.

3

If you're application-ready

Submit your documentation

Including but not limited to tax returns and a business debt schedule.

4

Continued Support

Whether through personalized guidance from a Pathway business advisor or innovative digital tools, we’re committed to helping your business thrive — because your success drives ours.

We have financed over

businesses

We have financed over

businesses

"Our business has been blessing homes for over 30 years and Pathway has played a significant role in changing lives and scaling our business."
Catfish Moving Company

"This funding helped further our vision. The difference is that this building is finally mine."
Trinity Way Enrichment Center

"Pathway gave us the chance we needed to make it work and to prove that our business was worth something. They helped us in a financial way, but also lifted our spirits to know that somebody believed in us."
Bradley’s Gifts & Home

"As a minority owned business just starting out, we were very thankful when Pathway Lending wanted to provide us with capital. It was pivotal that they took a chance on us."
Memphis Tire Recyclers