Let's Grow Your Business-Together
You have big plans for your business, and we are here to help you make them happen! At Pathway Lending, we do more than just loans — we offer the tools, expertise, and support to help your business succeed.
Whether you're looking to expand, purchase equipment or real estate, or need working capital, we work with established small businesses across East Tennessee to fund opportunities.
1. Assess Your Business
Take our business assessment to see if you are ready for a loan.
2. Application
If your results indicate you may be ready for a loan with Pathway, we'll connect you with a loan application. And if you are not quite loan-ready, we'll introduce you to Pathway Navigator, a resource hub full of tools, events, and peer groups to help your business grow.
3. Submit Your Documentation
If you are application ready- you may be asked to provide documentation including but not limited to tax returns and a business debt schedule.
Local Impact
We are overjoyed with the assistance and part Pathway has played in making this dream a reality.
The Strand Salon
I truly appreciate all of your kind words and all the help throughout the process. It means a lot to have such a supportive team behind this next step for Hilton Horizons Academy.
Hilton Horizons Academy
Your Local Team
Meet the passionate individuals behind our local team, dedicated to growing our communities in East Tennessee.

Kristina Head
VP Lending- Chattanooga
Ann Zack
Senior Business Advisor- Chattanooga
Paige McVity
Regional Director, East Tennessee
Jowana Dunlap
Loan CoordinatorMore Than A Lender
Capital
We offer a complete catalog of flexible and affordable loan products for Tennessee-based businesses looking to grow or expand.
Generally, our rates for small business loans range from 12% to 15%, while commercial real estate loans typically start at 8%.
Pathway has been providing capital to local Chattanooga businesses since 2001!

Coaching
Not quite loan ready? Our digital tool, Pathway Navigator, shares tools, expert resources, and a community designed to support your success!
Small business owners can attend events hosted by our advisory and lending teams, read educational content to grow their business, and connect with peer groups.
The first step? Complete Pathway's business assessment.















